Find the Right Loan
Loan Products
Residential Loans
- Conventional: Low rates for qualified buyers—standard for most primary homes.
- FHA: Lower down payments and flexible credit requirements.
- VA: Zero down payment for eligible service members and veterans.
- Jumbo: Financing for higher-priced properties above conforming limits.
- HELOC: Home Equity Lines of Credit—borrow against your equity with flexible access.
Commercial Loans
- Investment Property: For single-family, multifamily, and mixed-use rental projects.
- Bridge Loans: Short-term funding to help you transition between properties.
- Construction: For new builds, renovations, or repairs.
- Stated Income (for Investors): Flexible documentation for business-purpose properties.
Specialty Programs
- Non-QM (Non-Qualified Mortgage): Great for self-employed or those with unique income situations.
- Bank Statement Loans: Qualify with deposits, not just W-2s or tax returns.
- DSCR (Debt Service Coverage Ratio): Designed for property investors, based on rental income.
- Creative Financing: Custom solutions for complex or out-of-the-box needs.
Ready to explore your options? Our experienced team will help you find the right loan product for your specific needs and financial goals.
Ready to Get Started?
Every real estate goal starts with a conversation. Tell us what you are trying to achieve, your timeline, and any challenges you are facing. We will guide you through your options with clear advice that actually fits your situation, no pressure, just honest support from people who want to help you move forward with confidence.
Phone
(302) 648-4745
info@affuentmtg.com
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